Privacy statement

Next Finance B.V. takes your privacy seriously and processes and uses your information in a secure manner.On this page, you can read the Privacy Statement of Next Finance B.V. The Data Protection Act (WBP) includes a reporting obligation. This obligation means that, in principle, all processing operations involving personal data must be reported to the Dutch data protection authority (CBP). The CBP keeps a public register containing all processing operations (and changes to those operations), along with a number of features of those processing operations, such as their purpose or objectives, the type of parties involved and the categories of data. The public register of the CBP can be found on the website: www.cbpweb.nl

• Who is Next Finance B.V.?
  Next Finance B.V. is a credit management company which deals mainly with the purchase and collection of receivables. Next Finance B.V. is based at Pascalstraat 18d, Ede (6716 AZ) and is registered with the Chamber of Commerce under number 08208219.
• What information is collected and processed by Next Finance B.V.?
  Next Finance B.V. makes a distinction between personal data and anonymous data. Personal information is data which can be used to trace your identity, such as your name, address, e-mail address, phone number and age. Anonymous information is information which cannot (or can no longer) be used to trace your identity. Next Finance B.V. can gain access to your personal data in various ways, for example, if you have provided this personal data yourself via this website or otherwise. In addition, Next Finance B.V. may have obtained your personal data from its client. During your visit to Next Finance B.V.’s website, we use cookies which are stored by your browser on your computer. Cookies are small information files that our server sends to your browser, to be sent back to our server the next time you visit the site again. These text files are stored in your computer’s memory. Information is stored in the cookies (such as the settings of the pc) to make your next visit to the website easier. This information includes no name or address or other personal information aside from the IP address. You can set your browser so that you do not save cookies on your next visit. In this case, however, you may not be able to use all the features of the website. To find out more about these features, it is recommended that you consult the browser instructions or your browser’s help function.
• What will Next Finance B.V. use the information for?
  Next Finance B.V. uses the personal and other data for purposes including:- the collection of receivables;
  – determining a scoring value based on current and historic data related to debt collection, in order to determine the chances of recovery;
  – receiving payments related to receivables;
  – optimising the service to its clients;
  – making your visit to the website as fast and smooth as possible by means of cookies
  For a complete summary of data processing, we refer you to the aforementioned website: www.cbpweb.nl. In specific cases, the personal data may also be used for other services. In this case, we refer you to the specific purposes as set out at the end of this privacy statement.
• Use by third parties
  Next Finance B.V. will not provide your personal data to third parties for marketing purposes (for example to send you advertising communications) without your explicit permission. Next Finance B.V. may, however, provide the data to third parties to the extent necessary for the provision of its services and/or where such information cannot be traced to you personally (such as automatically generated information, not the IP address). Thus, the data will be provided inter alia to persons and bodies entitled to obtain or access this data. Next Finance B.V. may also provide your data to third parties which are involved in processing and implementing the objectives, including the companies within the legal structure of Next Finance B.V. Finally, Next Finance B.V. may provide your data to third parties if required to do so on the basis of legal provisions, as a result of a lawsuit and/or if it deems this necessary in order to protect its own rights.
• How does Next Finance B.V. protect your personal information?Next Finance B.V. takes appropriate technical and organisational measures to secure your personal and other data against loss or against any form of unlawful processing. As such, your data is protected at all times to the best of our ability and confidentially.
• Transfer of enterpriseIn the event of the further growth and development of Next Finance B.V., it is possible that one or more parts or assets of the company may be transferred to a third party or that Next Finance B.V. may merge with a third party. In this case, your personal or other data may also be transferred.
• What rights do you have with regard to the processing of personal data?With the exception of (legal) derogations, Next Finance B.V. will inform you whether it processes particular data and will cooperate with any request to improve, supplement, protect or delete this data. Requests for access to your own personal information may be submitted in writing to Next Finance B.V. at the above address, stating “inspection of personal data” in the subject line and enclosing a copy of a valid ID. If the request is honoured, within four weeks a complete overview will be provided of your personal data in the processing operations in question. If Next Finance B.V. has honoured a request to improve, complete, delete or protect data, it will inform third parties to whom the data have been disclosed of the changes made. Next Finance B.V. is not required to honour such a request if doing so would be impossible or would require disproportionate effort on its part.
• Changes to this Privacy Statement
  This Privacy Statement may be amended. Such amendments will be communicated to users on the website and/or otherwise publicly reported.
• Questions
  For any questions about this Privacy Statement, please e-mail us at info@NextFinance.nl